NEW DELHI: A man in Delhi orchestrated a deceptive scheme involving his sons in a staged accident to fraudulently claim a Rs 2 crore insurance payout in the Najafgarh area, as reported by an official on Monday.
The incident unfolded on March 5 when the Najafgarh Police Station received a PCR call regarding an accident. The complainant, Satish Kumar, alleged that his son, Gagan, had suffered head injuries in a motorcycle accident and had received initial treatment at a local hospital. However, Kumar and his son left the police station without filing a formal complaint or obtaining a medico-legal case (MLC) report, according to Deputy Commissioner of Police (Dwarka) Ankit Singh.
#WATCH | Delhi: On Najafgarh insurance fraud issue, DCP Dwarka Ankit Singh says, "On 5 March 2025, we received a PCR call of a man reporting his son's bike accident. The complainant Satish said his son Gagan had met with a bike accident when the IO asked them to come and file a… pic.twitter.com/RedeQ45goo
— ANI (@ANI) March 31, 2025
Subsequent investigations revealed that Gagan had allegedly passed away on March 6 and was cremated in Garhganga, Hapur, Uttar Pradesh, without a post-mortem examination or informing the authorities. Kumar later lodged a complaint on March 12, accusing the Investigating Officer (IO) of negligence in handling the fatal accident case.
Upon further scrutiny, the police identified inconsistencies in the case. CCTV footage from the accident scene depicted Gagan and another individual staging the incident, leading to their eventual confession of the fraudulent scheme with the involvement of an advocate named Manmohan.
It was discovered that a doctor had inflicted a minor head injury on Gagan before the staged accident to lend credibility to the claim. The elaborate plan aimed to secure a Rs 2 crore insurance payout in Gagan’s name, which had been issued. Additionally, investigations revealed that the alleged cremation of Gagan in Hapur had not occurred.
Subsequently, the police apprehended Kumar, lawyer Manmohan, and the doctor involved in the deceitful scheme.
An FIR was registered on March 25 under BNS sections pertaining to fraud and conspiracy. The investigation is ongoing, with police currently in the process of obtaining call detail records (CDR) of the accused.
